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    You don’t have to be an Ebenezer Scrooge to protect yourself and your family during the holiday season.

    It’s the most wonderful time of the year, but some people are naughty, not nice. So pay attention to your surroundings, checking them twice. You don’t have to be a Grinch – just keep one eye open. It’s really a cinch. Wishing you a wonderful holiday and Christmas season.